Car insurance industry practitioners

Wheels of the world, insurance has been with us hand in hand. Reached the major insurance companies competing to increasingly intense competition in auto insurance, to pay would have a share of the market, a variety of marketing initiatives and promotional patterns began emerging, offers, discounts, home care consumers are no longer fresh, the phone auto insurance many insurance companies began competing to become the respected new market killer. Read the rest of this entry »

Now owners are increasingly strong sense of insurance, most car owners are insured for their own a car insurance. But many car owners how to claim for an accident, but it is not clear. Some owners believe that as long as buy auto insurance, the loss of all accidents should be compensated by insurance; some simply entrusted to the repair shop the claims agent, how much is not clear what happened, these are the owners do not understand the cause of the claims process misunderstanding. Read the rest of this entry »

In the holiday, a lot of bikers, or driving, or driving to visit family, the car than usual in the low utilization rate. On the road where the vehicle is not less than usual, the car situation is much more dangerous condition of it, how to escape from danger claims, it becomes a big problem. Handled properly, not only can not get reasonable compensation, but people worry get angry, and now we have to analyze some cases prone to conflicting claims. Read the rest of this entry »

Bodily injury insurance – mainly caused by the other party personal injury cover medical expenses.

Property damage insurance – mainly caused by the other vehicle accident underwriting losses.

Medical expenses insurance – and their family members for insurance to pay medical expenses resulting from a car accident. cheap b car insurance b quote online uk travel and

Collision insurance – to pay damages the insured vehicle involved in another car accident or some other object.

Comprehensive insurance – car for any reason, regardless of losses, can be compensated.

How to reduce the cost of buying auto insurance?

1, safe driving, good driving record. Traffic traveling on a regular basis to participate in education and training.

2 car economical and practical choice as far as possible, because usually a high premium luxury vehicles.

3, if it is still in school, the young driver, a good academic average or higher.

The work in the insurance claims have been unconsciously four years, 03 years after graduation, worked 1.5 years in the Toyota plant to engage in this business, this business does make me grow a lot of insight, let me see the community miniature, no matter what, I still had to me, is the so-called Qingzheziqing, I have summarized a moment, to claim some of the common practice for your reference, so that we know how to handle case of emergency.

1. Onboard motor vehicle insurance card (commonly known as small card), above the policy number, vehicle license plate number and other important information, in case of danger, at least one direct contact with insurance companies. Hotline call the insurance company, the need to provide the policy number, escape from danger time and place, the accidents and other basic information.

2. Carry a digital camera or camera phone. So you can picture the first time captured the scene as evidence of the rapid processing of cases that the most effective and can reduce a lot of responsibility for the accident quarrel. (Photo captured from the perspective of eight different vehicles, vehicle condition: being before, is after, left, right, left, right front, left rear, right rear, but also photographed parts of the recent collision (even if not damage also shot), and material loss also followed this approach: the overall vision to the local close-range. as long as doing this step, it will greatly reduce future claims procedures.

3. Timely report. Out of the accident, in addition to the traffic control department report, the owner must remember also promptly report the insurance company vehicle insurance (general insurance company for dangerous condition of the vehicle within 48 hours after the report), escape from danger when the car in different places When companies have to report to the insured (that is, Where did you buy the phone where the insurance hit), peace of mind to wait for the traffic police department, insurance companies set loss to the rescue.

Applicant refers to a contract with the insurance company, which bears the obligation to pay premiums or individuals, that is, the insurance and pay premiums for people. Read the rest of this entry »